“零盜竊墊底”優惠的投保者必須符合之條件：

- 估計車價由港幣100,000元至1,000,000元

- 非需轉介或拒絕受保車種 (不包括Toyota Alphard and Toyota Vellfire )

- 車齡為10年或以下 (2005 - 2015)

- 被拒絕投保的行業除外

- 過去3年未有偷車索償紀錄

- 車輛常規停泊於二十四小時保安停車場

“零第三者財物毀壞墊底”優惠的投保者必須符合之條件：

- 承保範圍: 綜合保險

- 指定車種

- 車齡為10年以下 (2005 – 2015)

- 20% 至60% 無索償折扣

- 投保司機年齡為25至70歲

- 投保司機駕駛經驗多於2 年

- 被拒絕投保的行業除外

- 投保司機過去2年被扣最多8分或以下

- 過去3年未有車保索償紀錄

- 過去5年未有因不小心駕駛而被定罪

“HK$0 Theft Excess” offer is limited to the following criteria:

- Estimated value of vehicle is from HK$100,000 to HK$1,000,000

- Non referral or decline car model (exclude Toyota Alphard and Toyota Vellfire)

- Vehicle year of make: 2005 – 2015 (<=10 years)

- All occupation except decline ones

- Clean theft loss record in past 3 years

- With “Regular Overnight Parking (with 24-hrs Security Parking)”

“HK$0 Third Party Property Damage Excess” offer is limited to the following criteria:

- Coverage: Comprehensive

- Assigned car model

- Vehicle year of make: 2005 – 2015 (<= 10 years)

- No Claim discount: 20% - 60%

- Driver’s age: >=25 and <=70

- Driver’s driving experience: >2 years

- All occupation except decline ones

- Drivers’ Offence points: 8 points or below within the past 2 years

- Clean claim record in past 3 years

- Not being convicted careless driving in past 5 years